How do I get Overtime?

Overtime is currently available to our customers on an invite-basis only. Invitees will receive an email inviting them to try out our new product, and will be able to see Overtime from one of the following ways in the MoneyLion app:

  • Go to the “Loans” tab, in the “Marketplace section”, you can tap “Overtime”.
  • Go to the “Accounts” tab, tap on “RoarMoney” and scroll down until you see Overtime.
  • Click on the push notification on your phone’s locked screen after using your MoneyLion Debit Mastercard® to make an eligible purchase.

Once you see Overtime, you can continue on to see if you qualify.

To qualify, you will need a RoarMoney account with a positive balance, have made eligible purchases using your MoneyLion Debit Mastercard®, and pass our underwriting and identity verification checks.

Overtime loans have an annual percentage rate (APR) of 0%. A soft credit pull will be conducted which has no impact on your credit score. Overtime loans are made by either exempt or state-licensed subsidiaries of MoneyLion Inc. May not be available in all states. Additional terms and conditions may apply.

RoarMoney℠ demand deposit account are provided by, and MoneyLion Debit Mastercard® are issued by, MetaBank®, National Association, Member FDIC. RoarMoney is a service mark of MoneyLion, which offers and provides services for the RoarMoney Account among its suite of financial products and services. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International. Funds are FDIC insured, subject to applicable limitations and restrictions, when we receive the funds deposited to your account.

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