What is Overtime?

Overtime is our exciting new loan product. With Overtime, you can get a 0% APR installment loan of up to $600 whenever you need it. Overtime is designed to help you pay for eligible purchases made on your MoneyLion Debit Mastercard® over a series of 4 installments. There is no interest and no monthly fee required to access Overtime!

Overtime loans have an annual percentage rate (APR) of 0%. A soft credit pull will be conducted which has no impact on your credit score. Overtime loans are made by either exempt or state-licensed subsidiaries of MoneyLion Inc. May not be available in all states. Additional terms and conditions may apply.

MoneyLion is a financial technology company, not a bank. RoarMoney℠ demand deposit account provided by, and MoneyLion Debit Mastercard® issued by, MetaBank®, National Association, Member FDIC. RoarMoney is a service mark of MoneyLion. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International. Funds are FDIC insured, subject to applicable limitations and restrictions, when we receive the funds deposited to your account.



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