How do I qualify for an Instacash℠ boost?

An Instacash℠ Boost increases the amount of your Instacash limit as a special reward! Boosts are awarded to users who complete certain actions within the MoneyLion App. For example, you can earn an Instacash Boost if you make your Instacash repayments by your scheduled repayment date or if you make your Credit Builder Plus loan payments on time or fully pay them off. If you’re eligible for a Boost, you can find the details in the MoneyLion App.

The different types of Boosts we offer or the terms and conditions of those Boosts may change from time to time.  Below are examples of the different Boost programs that we typically offer and how you qualify. Please note that not all of them may be available at any given time and the details may vary from what is provided below.

  • Instacash repayment - If you have made one or two repayments by the scheduled repayment date, you may be eligible for an Instacash Boost of $25. If you have more than four Instacash repayments made by the scheduled repayment date, you may be eligible for an Instacash Boost of $50.
  • Credit Builder Plus loan payoff - If you have made at least three loan repayments on time and then paid your Credit Builder Plus loan off, you may be eligible for an Instacash Boost of $25.

Please note that the above Boosts cannot be combined. You can only receive one of these Boosts at any given time. These Boosts do not expire, although we do reserve the right to discontinue individual Boosts at a later date.

We may also offer additional promotional Boost programs from time to time. If you’re eligible for any additional Boosts, you can find details in your MoneyLion App or you may receive information in emails from us.


Instacash is an optional service offered by MoneyLion. Your available Instacash Advance limit will be displayed to you in the MoneyLion mobile app and may change from time to time. Your limit will be based on your direct deposits, account transaction history, and other factors as determined by MoneyLion. See Membership Agreement and for additional terms, conditions and eligibility requirements.

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