MoneyLion Overdraft protection or NSF Fees | MoneyLion

Does MoneyLion Have Overdraft Protection or NSF Overdraft Fees?

Does MoneyLion let you overdraw your RoarMoney℠ account?

No. Once your RoarMoney account balance is zero, any transaction that would make your account have a negative balance will be declined and therefore you will not incur a fee. If you are in need of cash, consider taking an Instacash℠ advance with 0% APR!

At MoneyLion, we believe you shouldn’t have to pay overdraft, NSF, or any other hidden fees when funds are already low. Check out which fees you can avoid when banking with your RoarMoney account. It only costs $1 a month for access to a suite of premium banking features that comes with your RoarMoney account, like getting paid up to two days early¹.


MoneyLion is a financial technology company, not a bank. RoarMoney demand deposit account provided by, and MoneyLion Debit Mastercard® issued by, MetaBank®, National Association, Member FDIC. RoarMoney is a service mark of MoneyLion. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International. Funds are FDIC insured, subject to applicable limitations and restrictions, when we receive the funds deposited to your account.

¹With direct deposit. Faster and easier access to funds is based on comparison of traditional banking policies and deposit of paper checks versus deposits made electronically and the additional methods available to access funds via a card as opposed to a paper check.

Instacash is an optional service offered by MoneyLion. The amount of Instacash you are eligible to receive will be based on your creditworthiness and other criteria determined by MoneyLion, and may change from time to time. You will be informed of your current available amount in the MoneyLion mobile app. See Membership Agreement and for additional terms, conditions and eligibility requirements.

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