What is the RoarMoney account?

RoarMoneySM delivers a suite of premium banking features to help you get more from your money! You can open an account in minutes and get all of this:

  • Paychecks and benefits checks deposited up to 2 days early with direct deposit1
  • Rewards and discounts to help you do more with your money
  • No minimum balance, no overdraft fees, and 55,000 no-fee ATMs2
  • Mastercard® Price Protection - request a refund if the price drops on something you bought3
  • Virtual card you can use as soon as you sign up, add funds, and set a PIN
  • Mobile pay and contactless-enabled MoneyLion Debit Mastercard®
  • Weekly reports to help you see your spending habits by category
  • Financial Heartbeat to monitor your total financial health in one place
  • Protection against unauthorized purchases if your card is stolen4
  • Instant card lock/unlock for security in the MoneyLion app

Connecting your recurring direct deposits to your RoarMoney account also qualifies you for higher 0% APR Instacash℠ advances, up to a limit of $1,000.


MoneyLion is a financial technology company, not a bank. RoarMoney demand deposit account provided by, and MoneyLion Debit Mastercard issued by, MetaBank®, National Association, Member FDIC. RoarMoney is a service mark of MoneyLion. Mastercard is a registered trademark, and the circle design is a trademark of Mastercard International. Funds are FDIC insured, subject to applicable limitations and restrictions, when we receive the funds deposited to your account.

Instacash is an optional service offered by MoneyLion. Terms and eligibility requirements apply. See Membership Agreement and help.moneylion.com for more information.

Rewards are subject to terms and conditions, see here. Rewards are an optional service offered by MoneyLion.

1 Faster and easier access to funds is based on comparison of traditional banking policies and deposit of paper checks versus deposits made electronically and the additional methods available to access funds via a Card as opposed to a paper check.  

2 The MoneyLion Debit Mastercard can be used for no-fee withdrawals at ATMs in the Allpoint network. Fees may apply for ATM transactions outside this network.

3 Should you find a lower price for an eligible new item within 90 days from the date of purchase using your MoneyLion Debit Mastercard, you may be reimbursed for the price difference. For more information about the coverage you may be eligible to receive, call 1-800-MASTERCARD (627-8372). To file a claim online, go to mycardbenefits.com. Benefits are subject to terms, conditions and limitations, including limitations on the amount of coverage. Coverage is provided by AIG WarrantyGuard, Inc., an AIG company. Policy provides secondary coverage only. See the  Guide to Benefits for more information.

4 Under Mastercard’s Zero Liability Policy, your liability for unauthorized transactions on your Card Account is $0.00 if you notify us promptly upon becoming aware of the loss or theft, and you exercise reasonable care in safeguarding your Card from loss, theft, or unauthorized use. These provisions limiting your liability do not apply to debit transactions not processed by Mastercard or to unregistered cards.


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