Can I access my Credit Reserve Account funds early?

The Credit Builder Plus loan is designed to help you while build your credit over time by paying off your loan with regular payments. If you're in need of additional funds along the way, and your 0% APR Instacash advances aren’t enough, we can offer another solution to help you out.

You can use the money in your Credit Reserve Account to pay your loan in full (as long as the amount in your Credit Reserve Account is greater than your outstanding balance), and then you can take out a new Credit Builder Plus loan. With the new loan, you’ll be sure to receive at least the same amount of money sent to your checking account (vs. your Credit Reserve Account) as you did with your prior loan, and most likely more.

Many lenders aren’t this flexible, but we strive to make it as easy as possible for you to meet all your financial needs: cash flow, credit building, and saving.

As you continue to help build your history with us and your credit, each time you take your Credit Builder Plus loan, you can potentially get more cash disbursed to your checking account and less saved in your reserves. Keep going strong, and you could eventually qualify for the full $1,000 straight into your checking account with nothing allocated to your Credit Reserve.


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