In order to redeem your points, you need to be fully enrolled in the MoneyLion Rewards Program (see How do I enroll in the Rewards program?). In addition, there are a few more requirements.
In summary, in order to redeem, you need to:
- Have enough points for the selected gift card or other chosen option
- Have made your first purchase using your card
- Not have any overdue Loan or Instacash repayments
- Not have any overdue Membership Fees
If you are trying to redeem points for cash into your Investment account, you are also required to have a preexisting open and active MoneyLion Investment account.