- Your Instacash limit will be 30% of your recurring direct deposit amount per pay cycle.
- For example, if you are paid bi-weekly and directly deposit $600 per paycheck into your MoneyLion bank account, your Instacash limit will be $180 per pay period.
- If we cannot determine if the direct deposit in your MoneyLion account is regularly recurring (i.e with a standard pay frequency of either weekly, bi-weekly, semi-monthly or monthly) you'll have access to a lower amount but not less than $50.
If you ever decide you want an even higher Instacash amount (who wouldn't!) after you set up a direct deposit, you can increase the amount of your direct deposit to further raise your available Instacash limit (up to $250). It's easy to do this in the app anytime or through your employer.