What are the income requirements for Instacash?

If you're a Credit Builder Plus or Instacash member, you're automatically qualified for Instacash advances up to $50 regardless of your income. The precise amount is determined based on a few factors. Learn more here.
All other MoneyLion members simply need to have recurring direct deposit of $250 or more deposited into their MoneyLion Checking account to qualify. That is, each of your recurring direct deposits must be $250 or higher. The higher your direct deposit, the higher your available Instacash!
Here are examples of income types that might NOT qualify:
  • Random deposits from freelance work
  • Transfers
  • ATM or cash deposits
  • A single paycheck from a new employer
  • Direct deposit of less than $250
If you don't meet the direct deposit requirements for Instacash at this time, please come back and try again if your income situation changes. You can also become a Credit Builder Plus or Instacash member and ensure you are always eligible for up to $50 of Instacash!
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