What are the income requirements for Instacash?

If you're a Credit Builder Plus or Instacash with Banking member, you're qualified for Instacash advances up to $200 based on qualifying income detected in your linked bank account. The precise amount is determined based on a few factors. Learn more here.
Another option is to have recurring direct deposits deposited into your MoneyLion Checking account to qualify. The higher your direct deposit, the higher your available Instacash!
Here are examples of income types that might NOT qualify:
  • Random deposits from freelance work
  • Transfers
  • ATM or cash deposits
  • A single paycheck from a new employer
  • Direct deposits that are too low
If you don't meet the direct deposit requirements for Instacash at this time, please come back and try again if your income situation changes. You can also become a Credit Builder Plus or Instacash member and ensure you are eligible for up to $200 of Instacash!
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