How much does Instacash℠ cost?

You can access Instacash at no cost. There's no monthly fee, no credit check, and no interest. Any Turbo Fees and Tips are totally optional. Whether you choose to Tip and/or expedite delivery does NOT impact your access to Instacash advances or your Instacash limit. 


Each time you request an Instacash advance, you can select from these disbursement options, some of which have associated costs:

  • Regular delivery (24 - 48 hours) to your RoarMoneySM account – $0
  • Regular delivery (2 - 5 business days*) to your external checking account – $0
  • Turbo delivery (within minutes) to your RoarMoney account – $3.99 Turbo Fee
  • Turbo delivery (within 4 hours) to an external debit card – $4.99 Turbo Fee


Lastly, every time you take an interest-free Instacash advance, you will have the choice to leave a small optional Tip in appreciation of the Instacash advance service.



MoneyLion is a financial technology company, not a bank. RoarMoney℠ demand deposit account provided by, and MoneyLion Debit Mastercard® issued by, MetaBank®, National Association, Member FDIC. RoarMoney is a service mark of MoneyLion. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International. Funds are FDIC insured, subject to applicable limitations and restrictions, when we receive the funds deposited to your account.

* Business days are Mondays through Fridays, excluding bank holidays.

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