How do I get Instacash?

Instacash allows you to get 0% APR cash advances up to $250 any time day or night. You can either get your advance instantly, for a small fee, or in 24-48 hours for free.
 
To get Instacash, you must either be a Credit Builder Plus or Instacash member, or have your direct deposit from your employer going to your MoneyLion Checking account. (Go here for how to set up direct deposit.)

If you're a Credit Builder Plus or Instacash member, you'll be eligible to take up to $50 in Instacash advances. If you have direct deposit into MoneyLion Checking, you'll be able to take Instacash advances equal to 10% of your direct deposit amount per pay period. So if you deposit $1,000, you're eligible for $100 in Instacash. 
 
How to use Instacash once you have joined:
  1. Open the app, go to the Finances tab.
  2. Tap the Instacash button at the top.
  3. Select the amount you want, and how soon you would like the funds transferred to you account. 
  4. When you use Instacash, the amount you borrowed is automatically deducted from your account on the due date as determined by your pay cycle - with no interest. You can continue using Instacash every pay cycle to get funds.

 

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