How do I get Instacash?

To apply for instant cash advances up to $200, tap Instacash on the Home screen of the MoneyLion app. You'll find out right away how much you can get. There's no interest, no monthly fee, and no credit check! Here's more info on qualifying.
You can unlock higher amounts, up to $250, by setting up direct deposits into a MoneyLion bank account. You'll unlock cash advances equal to 30% of your direct deposit amount per pay period. So if you deposit $600, you're eligible for $180 in Instacash. 
  1. Open the app, go to the Finances tab.
  2. Tap the Instacash button at the top.
  3. Tap the Request button
  4. Select the amount you want, and how soon you would like the funds transferred to your account. 
  5. When you use Instacash, the amount you borrowed is automatically deducted from your account on the due date as determined by your pay cycle - with no interest. You can take another Instacash once you repay your last Instacash as long as you maintain your eligibility.


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