Instacash is an amazing feature that allows you to get 0% APR cash advances whenever you need to top off your account in a hurry. There's no credit check required to access Instacash.
To access Instacash, you can become an Instacash with Banking member for $9.99/month or a Credit Builder Plus member for $19.99/month to automatically access up to $200 in Instacash advances on a recurring basis. Alternatively, you can unlock Instacash up to $250 by setting up recurring direct deposits into a MoneyLion Checking account. Click here for how to set up your direct deposit.
Once you unlock Instacash, you can top off your account instantly, even if it’s 5 a.m. on a Sunday, in the MoneyLion app. How to use Instacash:
- Open the app, go to the Finances tab.
- Tap the Instacash button at the top.
- Tap the Request button
- Then select the amount you want, and it'll be immediately deposited into your MoneyLion Checking account!
- When you use Instacash, the amount you borrowed is automatically deducted from your account on the due date -- with no interest. You can take another Instacash again once you repay your Instacash.