What is Instacash?

Instacash is an amazing feature that allows you to get 0% APR cash advances whenever you need to top off your account in a hurry. There's no credit check required to access Instacash.
 
To access Instacash, you can become an Instacash member for $9.99/month or a Credit Builder Plus member for $19.99/month to automatically access up to $50 in Instacash advances on a recurring basis. Alternatively, you can unlock Instacash up to $250 by setting up recurring direct deposits into a MoneyLion Checking account. Click here for how to set up direct deposit. 
 
Once you unlock Instacash, you can top off your account instantly, even if it’s 5 a.m. on a Sunday, in the MoneyLion app. How to use Instacash:
  1. Open the app, go to the Finances tab.
  2. Tap the Instacash button at the top.
  3. Then select the amount you want, and it'll be immediately deposited into your MoneyLion Checking account!
  4. When you use Instacash, the amount you borrowed is automatically deducted from your account on your next deposit -- with no interest. You can continue using Instacash every pay period.
    Note: You can learn more about manual repayments here, and more about automatic repayments here.

 

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