You'll gain access to Instacash as soon as we can confirm that you have a recurring direct deposit into your RoarMoney account. It typically takes three consecutive direct deposits before we can recognize the deposit as recurring; however, in most cases, you may be able to unlock Instacash to access a minimum amount of $50 after your first direct deposit arrives.
Here's how it typically works:
- Check that your first direct deposit goes into your RoarMoney account. This means you're on your way to accessing Instacash advances!
- Make sure your first direct deposit is followed by two more direct deposits of similar amounts on a recurring basis (timing will be based on your weekly, bi-weekly, or monthly deposit schedule).
- Enjoy Instacash advances at 0% APR!
If you have received three recurring paychecks or other income into your RoarMoney account but have not unlocked Instacash advances, please submit a help request at help.moneylion.com, so we can make sure we can detect your direct deposits.
RoarMoney℠ demand deposit accounts are provided by, and MoneyLion Debit Mastercard® are issued by, MetaBank®, National Association, Member FDIC. RoarMoney is a service mark of MoneyLion, which offers and provides services for the RoarMoney Account among its suite of financial products and services. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International. Funds are FDIC insured, subject to applicable limitations and restrictions, when we receive the funds deposited to your account.