How soon after I set up RoarMoney℠ direct deposit can I use Instacash℠?

You'll gain access to Instacash as soon as we can confirm that you have a recurring direct deposit into your RoarMoney account. It typically takes three consecutive direct deposits before we can recognize the deposit as recurring; however, in most cases, you may be able to unlock Instacash to access a minimum amount of $50 after your first direct deposit arrives.

Here's how it typically works:

  1. Check that your first direct deposit goes into your RoarMoney account. This means you're on your way to accessing Instacash advances!
  2. Make sure your first direct deposit is followed by two more direct deposits of similar amounts on a recurring basis (timing will be based on your weekly, bi-weekly, or monthly deposit schedule).
  3. Enjoy Instacash advances at 0% APR!

If you have received three recurring paychecks or other income into your RoarMoney account but have not unlocked Instacash advances, please submit a help request at, so we can make sure we can detect your direct deposits.


MoneyLion is a financial technology company, not a bank. RoarMoney℠ demand deposit account provided by, and MoneyLion Debit Mastercard® issued by, MetaBank®, National Association, Member FDIC. RoarMoney is a service mark of MoneyLion. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International. Funds are FDIC insured, subject to applicable limitations and restrictions, when we receive the funds deposited to your account.

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