No! We don’t do any sort of credit pull during or after an Instacash request. We don’t engage in debt collection relating to Instacash advances. We don’t sell unpaid advances to a third party. And we don’t report your repayment history to a credit bureau.
Instacash advances are not loans. You have no obligation to repay an advance and may revoke your payment authorizations at any time up to at least three (3) business days (business days are Mondays through Fridays, excluding bank holidays) before a repayment date. However, you will not be eligible for additional Instacash advances until you repay your previous Instacash advances and any related Tips and Turbo Fees.