You may pay off your loan early at any time or make principal-only payments ("principal-only" means you pay only the amount you borrowed, not the interest). There are no penalties or fees for doing this.
You can pay off your loan in full via the online dashboard or the MoneyLion mobile app. Currently, the payment options available to you in your app and dashboard are your bank account and debit card in your MoneyLion Wallet.
You can also choose to make an additional payment but not a full payment. To do that, please submit a request to our customer support team here. Note that your additional payment can either be set as an additional off-schedule payment or added to a currently scheduled payment.