How long does an investment withdrawal take?

Withdrawal requests from your investment account may take up to 7-10 business days to be fully processed and your funds settled in your selected bank account.

1) First, once we receive your request we get your investments queued up to be sold to raise the money you requested, this may take up to 1-2 business days depending on the timing of your request (see note)

2) Next, we may have to sell some or all of your investments on the first available trading day in order to generate the cash for your request. Then it typically takes 3 days for the money to become available (“settled”) after the sale of the securities in your account has completed, for transfer to your selected account. 

3) Lastly, we transfer your funds to your chosen account. It usually then takes 1-3 business days for the money to become available to you in your selected account. 

If you choose to withdraw funds to your MoneyLion Checking account you may receive your funds faster than if you selected to send your funds to a linked bank account via ACH since ACH transfers generally take 1-3 days to be available in your account once we send them to you where you will generally receive the funds in your MoneyLion checking account the day we send it.

Note: If you request to withdraw money on a weekend or after trading markets are closed you'll need to wait until when the markets open again to sell your investments for the processing of your withdrawal request to begin. 

For example: if you ask to withdraw money on a Friday afternoon we can only sell your investments the following Monday morning.


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