The amount of time it takes for money to arrive in your MoneyLion account depends on the type of transaction you initiated to send funds there. Below we list the types of transactions and their timelines:
- Direct deposit - Your funds should be available on your pay date.
- External bank transfers* - Typically funds arrive the next business day after the transfer was initiated. The time of day is also a factor here; if you initiate the transfer before 4 p.m. EST, your funds will arrive the next business day. If you arrange the transfer after 4 p.m. EST, your funds will arrive in two business days.
- Internal transfer from your MoneyLion investment account - Because of the need to liquidate investment funds first, this process can take up to 5 business days.
*Because other financial institutions (i.e., your external bank) that have their own rules and policies on transfers are involved in this transaction, the time listed here may increase.