What is the Credit Builder Plus membership?

Credit Builder Plus is our powerful credit-building membership, and it’s designed to help our members build or repair their credit. It grants you access to a number of features, including:


  • A credit monitoring tool
  • Eligibility to apply for a credit builder loan
  • Higher InstacashSM limits (see below for more information)
  • Access to a MoneyLion Investment Account 
  • Access to a RoarMoney account 
  • The ability to earn cashback rewards through our Lion’s Share Loyalty Program by using the MoneyLion app and your RoarMoney account for purchases 


If you’re a Credit Builder Plus member in good standing, we’ll waive the $1/month administrative fee for access to a RoarMoney account or a MoneyLion Investment Account, as applicable. Total cost includes $19.99/month for the Credit Builder Plus membership and a periodic loan payment if you take out a credit builder loan.

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