What is the Credit Builder Plus membership?

Credit Builder Plus is a powerful membership that helps you build your credit over time to meet your long-term goals while offering you access to cash today (up to $1,000) to help meet your short-term needs. 

With a Credit Builder Plus membership, you get:

  • A low APR Credit Builder Loan – You'll receive up to $1,000 in your checking account as soon as you qualify. Depending on your finances, we may save a portion of your loan in a Credit Reserve Account in your name to help you save while you build credit. You'll get access to those funds to spend on whatever you want as soon as you pay your loan in full. 
  • Credit building and reporting – We report your loan payments to all three credit bureaus to help you build credit, and you'll get weekly credit score updates in the app track your progress.
  • 0% APR Instacash advances up to $50 per pay period any time day or night
  • Monthly Lion’s Share Loyalty Program payouts up to $19.99

You get all this for just $19.99/month (plus your loan payment), along with a MoneyLion Zero-Fee Checking account and MoneyLion Managed Investment account. 

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