What is the Lion’s Share Loyalty Program?

We designed the Lion’s Share Loyalty Program to amplify the strength of our community and reward your affinity to America’s most powerful financial membership. The idea is simple: The more you use your membership, the more you can get back.

The program has five tiers — Mint, Bronze, Silver, Gold, and Platinum. Your program tier is determined at the end of each month based on:

How many days you logged into the app that month.
How many MoneyLion Visa® Debit Card purchases of $10+ you made that month.

Each tier above Mint will unlock access to more rewards and offers (details coming soon). If you’re enrolled in Credit Builder Plus, you’ll also get a monthly Lion’s Share payout (up to $19.99) determined by your tier. 

Tier MoneyLion Visa Debit Card purchases of $10 per calendar month Days of MoneyLion app logins per calendar month Expected Lion's Share payout (for members paying $19.99/mo only)
PLATINUM 20+ purchases logins every day $19.99
GOLD 10-19 purchases 25+ days of logins $7-12
SILVER 5-9 purchases 15-24 days of logins $3-5
BRONZE 1-4 purchases 5-14 days of logins $1-3
MINT 0 purchases 1-4 days of logins $0


You must meet both requirements — days of logins AND number of MoneyLion Visa® Debit Card transactions — to qualify for a certain tier. So let’s say your number of purchases satisfied the requirement for Platinum, but the number of days you logged in falls within the Bronze range, you would qualify for Bronze that month.

Platinum Plus members will always get a $19.99/month Lion’s Share payout. Payouts for the tiers below Platinum will vary each month, and we’ll announce the projected payout amounts in the app and by email at the start of each month, so members can know what they’re aiming for.

As an example, here were the payouts for June 2019:


PLATINUM: $19.99

GOLD: $12




Lion’s Share payouts usually will be deposited into your MoneyLion Investment Account within approximately five business days of month-end.

Your account must be in good standing (e.g., no missed payments) at the end of the month for you to receive a payout. MoneyLion Visa® Debit Card purchases must be $10 or higher and posted by month-end (not simply pending or authorized) to count toward your total transactions for the month. Any transactions not posted within the month will count toward your next month’s Lion’s Share.

Why do lower-tier payments vary month to month? At the end of each month, we’ll assess all membership activity across our business and determine the total pool of Lion’s Share money available to be shared with Credit Builder Plus members. After we give $19.99 to each member who qualified as Platinum based on their logins and purchases that month, we’ll calculate the exact amount to be awarded to each of the lower tiers based on what’s left in the pool.

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